[finder] yes, master
From Reader's Digest, discovered by Miranda Gaw of geegaw.com:
Phishing has become one of organized crime's new favorite enterprises. "All you really need is three people," says [Dave] Jevans [, chairman of the Anti-Phishing Working Group]. "A spammer to handle the emails; a financial criminal to launder the credit card numbers; a mastermind to take care of the web graphics."